Sr. Risk Manager - Portfolio Management, Amazon Business Payments, Pay-by-Invoice
DESCRIPTION
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Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? The B2B Payments team is revolutionizing how businesses transact on Amazon\-providing invoicing, working capital, and payment solutions to Amazon Business customers, sellers, and small businesses worldwide. As part of Amazon's global Consumer Payments organization, we're building payment experiences and financial services that customers trust and value.
The B2B Payments Credit Strategy team is looking for a Senior Risk Manager to lead credit performance strategy for our UK \& EU Lending portfolios, a high\-impact role where you'll directly influence how we deploy capital to fuel small business growth across Europe.
You'll own the end\-to\-end risk strategy, driving portfolio growth, solving complex business challenges, and ensuring we meet customer capital needs while maintaining disciplined risk management. Working at the intersection of Science, Product, and Technology, you'll shape credit policies, evolve automated decisioning systems, and build the infrastructure that powers responsible lending at Amazon scale.
The ideal candidate should possess strong program management skills, be highly analytical, resourceful, customer focused and team oriented, with strong communication skills and the ability to build strong relationships with key stakeholders. This is an individual contributor role and reports into Head of EU Credit Strategy.
Key job responsibilities
This isn't traditional risk management—it's strategic growth leadership, you will:
- Drive Growth: Own credit strategy across the entire customer lifecycle, directly impacting how fast we can scale our lending business
- Innovate with AI/ML: Partner with Science teams to design new product features, define model rule sets, and build next\-generation automated credit decisioning
- Lead Through Influence: Build relationships with senior stakeholders across Product, Tech, Science, and Business teams to drive transformational change
- Think Big: Identify innovation opportunities, design experiments, and deliver payment experiences that delight customers
- Own the Metrics: Define, monitor, and communicate on portfolio performance to senior leadership while owning business goals and outcomes
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- Experience in advanced SQL \& ability to write complex queries from scratch from multiple tables
- Bachelor's degree
- Experience that includes strong analytical skills, attention to detail, and effective communication abilities
- Experience engaging and influencing senior leaders, demonstrating a strong familiarity with navigating layered decision making processes
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- Master's degree
- Experience in internal audit and risk management or equivalent
Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status.
Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how\-we\-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.
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