Product Owner – Payments

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<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"><span style="font-weight: bold;">About Capco</span></p>
<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses, modernize their technology landscapes, and deliver exceptional customer experiences.</p>
<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">At Capco, you will work in an entrepreneurial environment where collaboration, innovation, and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions.</p>
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<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"><span style="font-weight: bold;">The Role</span></p>
<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">We are looking for an experienced <span style="font-weight: bold;">Product Owner Consultant with strong knowledge of SEPA payments</span> to support a leading Belgian bank in developing and improving its payment products and services.</p>
<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">You will act as the bridge between business stakeholders and delivery teams, translating business and customer needs into a clear product vision, priorities, and actionable user stories.</p>
<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">You will own and manage the product backlog, clarify requirements, and guide the delivery team throughout the product lifecycle. Experience with <span style="font-weight: bold;">SEPA Direct Debit</span> is a strong advantage, although broader SEPA payments experience is also relevant.</p>
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<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"><span style="font-weight: bold;">What You Will Do</span></p>
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<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Define and communicate the product vision, objectives, and priorities for SEPA payment solutions.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Translate business and customer needs into clear product requirements, user stories, and acceptance criteria.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Create, refine, and prioritize the product backlog.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Act as the main link between business stakeholders and technical delivery teams.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Prioritize features based on business value, customer impact, risk, dependencies, and regulatory requirements.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Work closely with Scrum Masters, Business Analysts, developers, architects, operations, and compliance teams.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Participate actively in Agile and Scrum ceremonies.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Facilitate workshops and alignment sessions with business and technical stakeholders.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Review and validate delivered functionalities.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Support User Acceptance Testing, implementation, and change activities.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Ensure that solutions comply with SEPA standards, regulatory requirements, and industry best practices.</span></li>
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<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"><span style="font-weight: bold;">What We Are Looking For</span></p>
<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><span style="font-weight: bold;">Experience</span></p>
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<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Proven experience as a </span><span style="font-weight: bold; font-family: Calibri; font-size: 11.0pt;">Product Owner or Product Owner Consultant</span><span style="font-family: Calibri; font-size: 11.0pt;"> in a complex business and technology environment.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Strong experience within payments, preferably involving </span><span style="font-weight: bold; font-family: Calibri; font-size: 11.0pt;">SEPA payment products and processes</span><span style="font-family: Calibri; font-size: 11.0pt;">.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Knowledge of SEPA payment flows, schemes, and related banking processes.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Experience with </span><span style="font-weight: bold; font-family: Calibri; font-size: 11.0pt;">SEPA Direct Debit</span><span style="font-family: Calibri; font-size: 11.0pt;"> is a strong advantage.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Experience within banking or financial services.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Experience managing and prioritizing a product backlog.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Proven experience working with multidisciplinary teams in Agile and Scrum environments.</span></li>
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<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><span style="font-weight: bold;">Product &amp; Business Skills</span></p>
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<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Strong product ownership, requirements-gathering, and backlog-management skills.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Ability to define a clear product vision and translate business needs into user stories and acceptance criteria.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Strong stakeholder-management and workshop-facilitation skills.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Good understanding of Agile methodologies and Scrum practices.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Familiarity with Jira and Confluence.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Understanding of payment processes and the regulatory environment within banking.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Strong organizational and project-management skills.</span></li>
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<p lang="en-US" style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><span style="font-weight: bold;">Soft Skills</span></p>
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<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Analytical, structured, and solution-oriented.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Strong communication and stakeholder-management skills.</span></li>
<li lang="en-US" style="margin-top: 0; margin-bottom: 0; vertical-align: middle;"><span style="font-family: Calibri; font-size: 11.0pt;">Proactive and comfortable taking

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