Credit Analyst

As a key part of our expansion, we are looking for a dynamic individual with a growth mindset to join our Lending Operations team. This is an exciting time in the evolution of our business as we seek to build on and embed our position as a quality provider of debt to UK SMEs.

Reporting to our Lending Operations Manager, your focus will be on assisting with the end\-to\-end processing of credit decisions with your aim of becoming a subject matter expert in specific lending operational tasks.

Responsibilities

• Complete initial checks on borrower applications to establish eligibility and early\-stage creditworthiness.


• Report accurately on findings following investigations on credit applications.


• Assist in day\-to\-day tasks to ensure that SLAs are delivered within the Credit Team.


• Contribute to improvements to processes and policy that balance risk with customer service.


• Manage and build internal relationships with key functions within the business.

Skills and Experience

In terms of skills and experience, we would expect you to display:

• A drive to provide quality output as part of a high\-performing team within a volume lending environment


• The ability to meet deadlines and understand changing priorities throughout the month


• 2\-3 years of experience working within a fast\-paced environment


• Exceptional attention to detail and an analytical curiosity


• Experience of completing and analysing credit reference agency reports

It would also be beneficial if you have:

• A minimum of 5 SQA Highers or A Levels


• An ability to review bank statements to analyse for specific fraudulent activity

Opportunities for further development

• Contributing to the continued development of lending operations processes


• Supporting the Origination Team and Credit Team with the delivery of strategic projects

We will provide you with full training and support to be successful in your role with us. We have also sponsored team members through Chartered Banker Institute qualifications to ensure that they build a career at LendingCrowd beyond the role.

LendingCrowd is a leading fintech business, shaping the way SMEs borrow money. Blending technology innovation, financial expertise and solid backing, we’ve driven over £500m in lending to small businesses across the UK since we launched in 2014\.

We’re perfectly positioned to become the trusted choice for SME financing, with an embedded culture of ‘doing the right thing’ at our core. We actively encourage the generation and development of ideas from all team members to grow the business. Our office is city centre Edinburgh, based on George Street.

Come join us and be part of our success story!

Job Type: Full\-time

Pay: £27,000\.00\-£30,000\.00 per year

Benefits:

• Bereavement leave


• Casual dress


• Company events


• Company pension


• Enhanced maternity leave


• Enhanced paternity leave


• Life insurance


• Private dental insurance


• Private medical insurance


• Referral programme


• Sick pay


• Work from home

Ability to commute/relocate:

• Edinburgh EH2 2JG: reliably commute or plan to relocate before starting work (required)

Education:

• A\-Level or equivalent (preferred)

Experience:

• work: 2 years (required)

Work authorisation:

• United Kingdom (required)

Location:

• Edinburgh EH2 2JG (preferred)

Work Location: Hybrid remote in Edinburgh EH2 2JG

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