Consumer Finance Specialist
Impress
Barcelona
Este anuncio proviene de Indeed
We're seeking a talented and experienced Consumer Finance Specialist in our finance department.
Responsibilities:
- Support achievement of sales \& cash flow targets through the application of financing options.
- Ensure compliance with financial regulations, accounting standards, and internal financial policies and procedures.
- Monitor the credit risk exposure and implement appropriate credit risk management strategies.
- Identify and implement best practices in financial processes, systems, and controls to improve efficiency and effectiveness within the consumer finance department.
- Assist in financial reconciliations with accounting.
- Act as the primary point of contact for consumer finance matters for assigned countries. Oversee pending financing cases and manage escalations as needed.
- Develop and maintain relationships with financial institutions to provide a range of consumer finance credit options for patients.
- Negotiate terms and conditions with financial institutions to ensure competitive rates and favorable terms for patients.
- Maintain up\-to\-date knowledge of available financial assistance options, including those offered by financial institutions, and educate the treatment coordinator (sales team) on the application process.
- Participate in the automation of consumer finance applications and sales processes.
- Develop solutions and internal operations to improve the patient financing experience.
- Manage the recoverability of collections and ensure the least possible exposure to credit risk.
- Be responsible for a variety of advanced reporting for consumer finance performance internally and with the providers.
- Assist in other financial projects.
- Bachelor's degree in Finance, Accounting, Business Administration, or related field.
- 5\+ years of experience in financial control, payment operations, or consumer finance, preferably in a multinational or multi\-entity environment.
- Fluency in English, Spanish is a strong plus.
- Experience working with ERP systems, CRM tools, and analytics platforms.
- Advanced skills in Excel/Google Sheets.
- High attention to detail and process discipline.
- Strong cross\-functional communication skills.
- Problem\-solving mindset.
- Ability to manage multiple stakeholders.
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