Chief Financial Officer (CFO) – Motor Finance OR Asset Backed Lending

Chief Financial Officer (CFO) – Motor Finance OR Asset Backed Lending UK | Flexible Location | SMF2 Role

We are building something from the ground up. We are seeking a hands-on, entrepreneurial CFO to lead the Finance function in a fast-growing, FCA-regulated lending business spanning motor finance and asset backed lending.

This is not a “reporting only” CFO role. You will build the finance function, shape the funding strategy, and sit at the centre of growth, regulation, and investor relationships.

SMF2 responsibility under FCA SM&CR applies.

What you’ll own • Build and lead the entire Finance function from scratch

• Shape financial strategy, planning, and performance


• Lead debt funding, warehouse facilities, and asset backed lending


• Own liquidity, treasury, and capital structure


• Deliver regulatory reporting and FCA engagement


• Build systems, controls, and scalable finance operations


• Partner directly with CEO, Board, investors, and lenders

What we’re looking for • Qualified accountant (ACA / ACCA / CIMA)

• 15+ years senior finance leadership experience


• Strong background in lending (motor finance or ABL)


• Experience building finance functions in growth environments


• Exposure to structured funding or securitisation


• Comfortable in regulated, fast-moving businesses

You will be • A builder, not just a maintainer

• Comfortable operating at Board level and in the detail


• Entrepreneurial, commercially sharp, and execution focused


• Strong on governance, regulation, and risk awareness

This is a rare opportunity to shape a finance function, funding platform, and regulated lender from day one.

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